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XS ACCOUNT GUIDE

XS account types compared

Not sure which XS account to open first? Standard is the simplest start: no minimum deposit, and it works on both MT4 and MT5. The table compares spreads and commissions for all 5 accounts. Conditions here are those XS publishes for clients resident in Japan and may differ in your country.

Written and checked by the FX TEXTBOOK editorial officeLast updated: Sources checked: Checked against the official XS account types page on 2 August 2026. Main Standard and Cent conditions rechecked on 21 September 2026

XS's account types are the 5 trading accounts you can open at XS.com. Standard and Cent have no minimum deposit, Pro and Elite need $500, and VIP needs $100,000.

XS account types compared: all 5 in one table

XS account type comparison (Standard, Cent, Pro, Elite, VIP). Spreads are the official EURUSD averages. See the source line for the check date
AccountSpread (average)CommissionMinimum deposit
Standard1.1 pips averageNoneNo stated minimum
Cent1.1 pips averageNoneNo stated minimum
Pro0.7 pips averageNone$500
Elite0.1 pips average$6 round turn$500
VIP0.1 pips averageCustomised$100,000

※ Spreads are the official EURUSD averages (pips). Cent and VIP are MT5 only; the others support MT4 and MT5. Copy Standard and Copy Pro (MT5) for copy trading also exist. A maximum leverage of 1:2000 is listed, but account-specific, balance-specific and instrument-specific conditions apply.

How to choose an XS account by purpose

  • Your first overseas forex account: Standard. It has no stated minimum deposit and works on MT4 or MT5. The bonus-eligible accounts are on MT5, so open it on MT5 if you also want the bonuses.
  • Trying small trade sizes: Cent. It trades in cent units and has no stated minimum deposit. It is MT5 only and limited to currency pairs and metals.
  • Tighter spreads with no commission: Pro. 0.7 pips average, no trading commission, $500 minimum deposit.
  • Comparing cost including commission: Elite. 0.1 pips average plus a $6 round-turn commission. $500 minimum deposit, MT4 and MT5.
  • Large funds and individually confirmed terms: VIP. $100,000 minimum deposit and customised commission. MT5 only.
  • If you are unsure: open just one Standard account, and add accounts later as you get used to trading. The conditions for additional accounts are shown in the client area.

The XS bonuses assume an MT5 account

The account opening bonus (KYC welcome bonus) of ¥5,000 applies to MT5 accounts in JPY, and the first deposit bonus of ¥10,000 applies to MT5 Standard accounts (checked 19 September 2026). Both bonuses are for clients resident in Japan. An MT4 account is not eligible, so check the platform together with the account type if you plan to use a bonus. The conditions are covered on the bonus page.

How to receive the XS bonuses

After you choose an XS account type

  • Check the registration details and the process in the account opening steps.
  • Prepare your ID documents first (for example, a proof of address issued within the last 3 months).
  • Check the MT4 and MT5 login details on the login page.
Note

The rating criteria and comparisons with other brokers are on the XS broker page on the main site.

How to open an account

Verification documents

XS broker page (rating criteria and comparisons)

Conditions change by account, country of residence and time, so the official information shown during registration takes priority.

FAQ

Frequently asked questions

How many account types does XS have?

The broker page on this site lists 5 types: Standard, Cent, Pro, Elite and VIP. The official account types page also lists Copy Standard and Copy Pro (MT5) for copy trading (checked 21 September 2026).

Which account should a beginner start with?

The Standard account has no stated minimum deposit and supports both MT4 and MT5, so it is an easy account to start with. If you want to trade in even smaller units, you can also consider the MT5-only Cent account.

What is the difference between Standard and Cent?

The spread (1.1 pips average), trading commission (none) and minimum deposit (no stated minimum) are the same. The difference is the trade unit and the supported environment. Cent trades in cent units, is MT5 only, and covers currency pairs and metals only. Standard supports MT4 and MT5 and covers currency pairs, metals, cryptocurrencies, energies, indices, futures and stocks.

Can I change or add an account type later?

The help center explains how to manage multiple accounts. Check the client area and the official help center page on multiple accounts and management for the conditions and limits for opening additional accounts.

Which account types are eligible for the bonuses?

The account opening bonus (KYC welcome bonus) applies to MT5 accounts in JPY, and the first deposit bonus applies to MT5 Standard accounts (checked 19 September 2026). If you plan to use the bonuses, you need to choose MT5. See the bonus page for details.

What is the minimum deposit for each XS account?

Standard and Cent have no minimum deposit. Pro and Elite need $500, and VIP needs $100,000. Each deposit method also has its own minimum (see the deposits page).

Sources: XS official: account types (Preferred) / XS official: account types overview / This site: XS review and rating / XS official Pro account page (checked 21 October 2026) / XS official Elite account page (checked 21 October 2026) / XS official VIP account page (checked 21 October 2026) (Checked against the official XS account types page on 2 August 2026. Main Standard and Cent conditions rechecked on 21 September 2026). Trading involves the risk of loss.

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