XS's fees are the account-specific spread and trading commission (free on Standard, Cent and Pro, $6 round turn on Elite), plus the cost of depositing and withdrawing.
Summary: XS fees depend on the account and withdrawal conditions
- Trading commission: free on Standard, Cent and Pro, $6 round turn on Elite, customised on VIP.
- Spread, as the EURUSD average: 1.1 pips on Standard and Cent, 0.7 on Pro, 0.1 on Elite and VIP.
- The help center says XS charges no deposit or withdrawal fee.
- The official withdrawal page says XS reserves the right to charge up to 3% when there is no trading activity, among other cases.
- Bank and payment-company fees and currency conversion costs are separate. The amounts are not stated officially.
XS trading commission and spreads by account
| Account | Spread (EURUSD average) | Trading commission | Minimum deposit |
|---|---|---|---|
| Standard | 1.1 pips average | None | No stated minimum |
| Cent | 1.1 pips average | None | No stated minimum |
| Pro | 0.7 pips average | None | $500 |
| Elite | 0.1 pips average | $6 round turn | $500 |
| VIP | 0.1 pips average | Customised | $100,000 |
※ Spreads are the EURUSD averages published by XS. Actual values change by instrument and time of day.
The $6 round-turn commission on Elite is about 0.6 pips for 1 standard lot on a USD-quoted pair. This is this site's calculation, taking 1 pip as about $10.
XS deposit fees: free at XS, minimums differ by method
| Method | Minimum and maximum | XS fee | Typical processing |
|---|---|---|---|
| Bank transfer | USD 300 and up (no upper limit) | Free at XS | SWIFT: 2 to 5 business days |
| Visa/MasterCard | USD 20 to 25,000 | Free at XS | Usually 5 to 25 minutes |
| Skrill/Neteller | USD 15 to 15,000 | Free at XS | Usually 5 to 25 minutes |
※ Bank and payment-company fees are separate. Deposits are generally instant except international wire transfers, but can take up to 5 business days.
Deposits in a different currency are converted. The official pages do not state the conversion rate or conversion fee, so rely on what the deposit screen shows.
XS withdrawal fees: free in principle, up to 3% as an exception
| Method | Minimum and maximum | XS fee | Processing time |
|---|---|---|---|
| Bank transfer | $250 and up (no upper limit) | Free at XS | Usually within 24 hours |
| Visa/MasterCard | $5 to 25,000 | Free at XS | Usually within 24 hours |
| Skrill | $50 to 15,000 | Free at XS | Usually within 24 hours |
| Neteller | $15 to 2,500 | Free at XS | Usually within 24 hours |
※ The maximums are "or equivalent". The official withdrawal page shows different timings (international bank transfer 1 to 7 business days, cards 7 to 14 business days). Rely on what the screen shows.
The official withdrawal page says XS reserves the right to charge a fee of up to 3% of the withdrawal amount when there is no trading activity or when fraud and similar conduct is found.
Check the official terms for the details of when this applies. The help center's "no withdrawal fee" is the normal rule.
XS swaps and costs that are easy to miss
- Swap: all live accounts except demo are eligible for swap-free. The grace period differs by product (checked 26 September 2026).
- The swap charge after the grace period is not covered on this page. Check the instrument specification in your trading platform.
- Currency conversion: applies if the deposit currency differs from the account currency. The rate is not stated officially.
- Bank and payment-company fees: set by each company. XS only says they may apply separately.
- Bonuses: withdrawals or fund transfers can remove the whole credit.
XS account types compared (spreads and minimum deposits)
XS deposits and withdrawals (minimums by method and what to do if you cannot withdraw)
XS swap-free accounts (eligible products and grace period)
Conditions change by account, country of residence and time, so the official information shown during registration takes priority.